Graduate Certificate in Financial Technology

What you will study

The Graduate Certificate in Financial Technology requires the successful completion of 24 credit points (CP) comprising four subjects. Each subject is valued at six CP.

Core

Choose two from the following:

• Tokenised Assets and Decentralised Finance
• Ethics and Regulation in FinTech
• FinTech Applications in Banking and Insurance

Electives

Student must select two subjects from the list below. If you do three subjects above, complete one subject from the list below:

• Managerial Finance
• Trading and Dealing in Capital Markets
• Portfolio Management
• Alternative Investments
• Programming and Data Structures

Students without a finance-related degree are required to complete Managerial Finance in the first session of study.

Entry requirements

Academic requirements

To be considered for the course, students must have one of the following:

• A recognised bachelor's or master's degree.
• A tertiary qualification with a duration of at least three years’ full-time equivalent plus three years’ full-time equivalent managerial/professional work experience.

Applicants with five years’ full-time equivalent managerial/professional work experience in finance will also be considered.

English language requirements

For international students, the following level of English is required to gain admission to this program:

• IELTS Academic: Overall score of 6.0, with reading 6.0, writing 6.0, listening 5.0 and speaking 5.0.
• TOEFL (Internet-based): Overall score of 70, with reading 18, writing 18, listening 12 and speaking 12.
• UOW College's English for Tertiary Studies: Pass (weighted average mark of 50 overall and minimum 50 in Academic Reading and Writing)

Other qualifications may also be considered. Contact the university for more information.

Outcomes

Career outcomes

Graduates of a UOW financial technology degree may wish to pursue a career as an economist, finance manager, analyst programmer or utilise their digital financial literacy skills to enter the fintech start-up space.

Learning outcomes

• Demonstrate technical and financial technology knowledge and skills.
• Use fintech knowledge and skills, and socially responsible judgement to propose solutions to real-world industry challenges.
• Communicate financial technology concepts effectively in both oral and written formats.
• Collaborate effectively in teams in order to achieve fintech outputs.
• Reflect on performance and feedback to identify learning opportunities and self-improvement.

Fees and CSP

Total indicative course tuition fee (2025): $16,344 (domestic full-fee paying place)

Total indicative course tuition fee (2025): $8,496 (Commonwealth Supported Place)

A student’s annual fee may vary in accordance with:

• The number of units studied per term.
• The choice of major or specialisation.
• Choice of units.
• Credit from previous study or work experience.
• Eligibility for government-funded loans.

Student fees shown are subject to change. Contact the university directly to confirm.

Commonwealth Supported Places

The Australian Government allocates a certain number of CSPs to the universities each year, which are then distributed to students based on merit.

If you're a Commonwealth Supported Student (CSS), you'll only need to pay a portion of your tuition fees. This is known as the student contribution amount – the balance once the government subsidy is applied. This means your costs are much lower.

Limited CSP spaces are offered to students enrolled in selected postgraduate courses.

Your student contribution amount is:

• Calculated per unit you're enrolled in.
• Dependent on the study areas they relate to.
• Reviewed and adjusted each year.

HECS-HELP loans are available to CSP students to pay the student contribution amount.

FEE-HELP loans are available to assist eligible full-fee paying domestic students with the cost of a university course.