In partnership with the Australian Financial Review
University of New South Wales
Develop the knowledge to understand how technology is transforming financial services through a graduate certificate that builds practical capability across today's evolving FinTech landscape.
The Graduate Certificate in Financial Technology at UNSW is designed for professionals from finance, technology or business backgrounds seeking foundational knowledge of how technological change is influencing financial services and emerging business models.
Depending on subject selection, you’ll explore areas such as decentralised finance, regulatory technology, digital payments, funding and lending, InsurTech, robo-advice or FinTech entrepreneurship. The program develops an understanding of the opportunities, risks and organisational implications associated with innovation across the financial sector.
A flexible structure allows you to build the qualification entirely from FinTech subjects or combine focused FinTech study with an elective in programming, data, ethics, analytics or finance. This enables the learning experience to reflect existing experience and professional priorities, although subject availability and prerequisites may affect individual choices.
Delivered entirely online, the qualification can be completed part-time in approximately eight months, with one subject studied at a time. It may support capability development in digital banking, payments, RegTech, InsurTech and financial services innovation. Graduates who achieve the required academic standard can progress into the UNSW Graduate Diploma or Master of Financial Technology.
"The best things about the course were how practical and relevant it was to real FinTech trends. The course explained clearly how new technologies like AI, blockchain, and crowdfunding are changing the way businesses and people borrow money. Real examples made the ideas easy to understand. The assignments and discussions encouraged creative thinking and showed how technology can make finance more open, efficient and innovative in the future."
UNSW Online student (FinTech Ecosystem and Industry Insights)
To earn the Graduate Certificate in Financial Technology, you must successfully complete four courses from the following.
Select three core units plus one elective unit OR four core units.
^Courses requiring programming (Python) knowledge.
Academic requirements
To be eligible for the Graduate Certificate in Financial Technology, you must have one of the following:
Articulation pathways exist to the Graduate Diploma and Masters program if the student completes this program with a minimum WAM of 65.
English language requirements
You may need to provide evidence of your English language proficiency to study at UNSW, depending on your educational background and citizenship. UNSW requires a minimum level of English language competency for enrolment. English language skills are essential for webinar comprehension and the completion of coursework, assignments and examinations.
If English is not your first language, you will need to provide proof of your English proficiency before you will be given an offer to study at UNSW. You can do this by providing evidence that you meet one or more of the following criteria:
Contact the university or visit their website for more information.
You may be eligible for recognition of prior learning if you have previously studied or have relevant work experience. This will help reduce the number of units you need to study to finish your course. Contact the university for more information.
Career outcomes
Indicative annual fee in 2026: $20,500 (Full-fee paying place)
Indicative annual fees are based on your first year of study.
A student’s annual fee may vary by:
Student fees shown are subject to change. Contact the university directly to confirm.
FEE-HELP loans are available to assist eligible full-fee paying domestic students with the cost of a university course.
